- Loan Amount: $250K-$2MM
- Loan Purpose: Purchase, Co, Refinance
- Loan Product: 5-Year/7-Year Hybrid 10-Year Fixed
- Rates: 4-9%
- Amortization: 15, 20, 25, 30
- Min. Middle Credit Score: 500
- Eligible States: Top 200 MSAs
- Eligible Borrowers: U.S. Citizens, Permanent Resident Aliens, Legal Entities
Options for All Programs:
- Index: Wall Street Journal Prime Rate
- Property Types Tier I: Multifamily And Mixed-Use (Residential)
- Property Types Tier II: Mixed-Use (Commercial), Office, Retail, Light Industrial, Self-Storage, Warehouse, Automotive, Mobile Home Parks
- Standard Prepayment Fees: 5% For First 5 Years
We think technology should enable people, not replace them. Key's technology simplifies the loan process from application through funding, with real-time transparency so our customers know what’s happening through every step.
Our portal allows a real time view of a loan at any time, so a borrower is never in the dark about when the loan will close. Customers can securely upload all loan documentation, fill out online forms and electronically sign all documents. While Portal enables a streamlined, efficient process for borrowers, the credit decisions remain with the industry expertise of our lending teams.